# Credentials on File

Manage stored payment credentials for repeat customers across all operating models. 
Essential for subscription services, marketplaces, and ecosystems requiring seamless repeat transactions.

Capabilities:
- **Credential storage**: Securely store customer payment methods for future use
- **Cross-processor portability**: Use stored credentials with any connected processor
- **Compliance management**: Automatic handling of card scheme mandates
- **Customer control**: Enable customers to view and manage their stored payment methods